Thursday, May 23, 2019

Are You Considering a Strategic Default for your Student Loan?


Student loan default is widely regarded as a giant financial mistake and most people only go into default as a last result or because they think they have no other options. However, over the last few years, a growing culture of intentional student loan defaulters have risen whose stated goal is to "fight back against student loan debt servitude." Rallying around mantras like "student loans are economic terrorism" and "why we must cancel all student loans to benefit the economy", these borrowers are not only defaulting on their loans due to their own financial situation, but they are also looking to drive social and political change as a result of their actions. Let's take a look at what happens with student loan default, and how these borrowers are trying to send a message. Read more at Forbes.

Unless you qualify for student loan forgiveness, paying down your college debt is the best way to get rid of it. Even bankruptcy is unlikely to provide a solution. As a result, you may be considering intentionally defaulting on your student loan debt to see if you can settle for less than what you owe. This practice is common with other types of debts, and there are several debt settlement companies who can help you do it. When it comes to student loan debt, however, strategic default is not a good idea. Here’s why and what to do instead. Read more at Saving for College.

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