Strategic Default Articles and Research
- Investors Defaulting To Make Money by Alex Ulam
- Underwater and Not Walking Away: Shame, Fear and the Social Management of the Housing Crises by Brent T. White
- Moral and Social Constraints to Strategic Defaults on Mortgages by Luigi Guiso, Paola Spaienza, & Luigi Zingales
- Strategic Default In Anti-Deficiency States by Mariana E. Gomez
- Walking Away: The Emotional Drivers of Strategic Default by Brent T. White
- The Menace of Strategic Default : Homeonwers who walk away from their mortgages undermine our financial system by Luigi Zingales
- Is Strategic Default A Menace? by Brent T. White in response to The Menace of Strategic Default by Luigi Zingales
- Strategic Defaults Threaten All Major U.S. Markets by Keith Jurow sourced from Real Estate Channel.com with permission
- Snow Job: Strategic Defaults Appear To Make Sense In An Era of Negative Equity by Richard Zahm with permission
- Strategic Default : The Popularization of a Debate Among Contract Scholars by Meridith Miller
- Understanding Strategic Defaults by Morgan Stanley and TransUnion
- Borrower runs: Behavioural motives and their policy implications by Stefan Trautmann and Razvan Vlahu
- Strategic Loan Modification: An Options-Based Response to Strategic Default by Sanjiv R. Dash and Ray Meadows
National and International Government Hearings, Research and Testimony
- The Private Sector and The Governments Response To The Mortgage Foreclosure Crises testimony of Laurie S. Goodman, Amherst Securities
- The Depth of Negative Equity and Mortgage Default Decisions by Neil Bhutta, Jane Dokko, and Hui Shan, Federal Reserve Board of Governors (May 2010)
- Recourse and Residential Mortgage Default: Theory and Evidence From U.S. States by Andra C. Ghent and Marianna Kudlyak, Federal Reserve Bank Working Paper No. 09-10 (July 2009)
International Articles, Research and Laws
- Draft of Ireland's Personal Insolvency Bill 2012
- Preventing Strategic Default: Lessons from Japan by Brent T. White - May 25, 2012
Resources
Debt Collection Laws and Regulations - Use This To Know Your Rights About Debt Collection.
- Lenders Cannot Collect From Non-Recourse States. Lenders Can Collect From Recourse States
- Fair Debt Collections Practices Act - Read This To Learn How You Control Debt Collectors - Also Review these FTC Fair Debt Collections Practice Act Resources
- Privacy Rights Clearinghouse : Empowering Consumers. Protecting Privacy
- American For Fairness In Lending and Americans for Financial Reform (AFR) are partnering to reform the nation’s lending industry and financial system to protect Americans’ neighborhoods, homes and pocketbooks
Foreclosure Laws & Articles - Use This To Get A Basic Timeline of Foreclosure Process and Learn More About The Evolving Rules Of Foreclosure
Online Property Valuations - Use This To Determine The Value of Your Property In Relationship To Your Mortgage
Home Ownership Protection - Use This To Stay In Your Property
